# Mutual Fund Calculators

> SIP, lumpsum, SWP, STP, XIRR, capital gains tax and tax-harvesting calculators for investors and mutual fund distributors, with a branded client card for MFDs.

- [SIP Calculator](https://saraltools.in/sip-calculator/): Estimate mutual fund SIP value, with optional yearly step-up.
- [Lumpsum Calculator](https://saraltools.in/lumpsum-calculator/): What a one-time mutual fund investment could grow to, in today's money too.
- [SWP Calculator (Systematic Withdrawal Plan)](https://saraltools.in/swp-calculator/): Monthly income from your corpus: how long it lasts and the safe amount.
- [SIP to SWP Calculator](https://saraltools.in/sip-swp-calculator/): SIP now, monthly pension later: corpus and the income it can pay.
- [STP Calculator (Systematic Transfer Plan)](https://saraltools.in/stp-calculator/): Park a lumpsum in a liquid fund and move it to equity month by month.
- [SIP vs Lumpsum vs STP Calculator](https://saraltools.in/sip-vs-lumpsum-calculator/): Same money, three ways to invest it: compare the final values.
- [SIP Cost of Delay Calculator](https://saraltools.in/sip-delay-cost-calculator/): How much less you end up with if you start your SIP a few years late.
- [XIRR Calculator](https://saraltools.in/xirr-calculator/): Real yearly return of SIPs and irregular investments, with dates.
- [Mutual Fund Capital Gains Tax Calculator](https://saraltools.in/mutual-fund-capital-gains-tax-calculator/): LTCG or STCG and the tax on selling equity, debt or hybrid fund units.
- [LTCG Tax Harvesting Calculator](https://saraltools.in/ltcg-tax-harvesting-calculator/): How much equity fund gain to book tax-free this year, and the tax it saves.
- [SIF Calculator (Specialised Investment Fund)](https://saraltools.in/sif-calculator/): SEBI's new SIF vs mutual fund vs PMS after costs, with the ₹10 lakh minimum check.

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SaralTools (https://saraltools.in/): Free Indian calculators, document makers and photo tools. Contact: help@saraltools.in. Results are estimates, not tax, legal or financial advice.