How the goal plan is worked out
- Future cost: today's cost grows with inflation. Education costs in India have been rising at 8% to 10% a year.
- What is already saved grows at the expected return and is subtracted from the future cost.
- Monthly SIP: the planner finds the SIP that grows to the remaining amount by the goal date, with an optional yearly step-up.
Future cost = Cost today × (1 + inflation)years
Why a branded card works
Clients act on a clear number. A card that says "₹12,400 a month for your daughter's education" with your photo and number gets saved, forwarded to the spouse and remembered, unlike a link to a generic calculator. It also reminds them who to call when they are ready to start.
Compliance built in
- Your ARN and "AMFI-registered Mutual Fund Distributor" are printed on every card. The card will not share until you add your ARN.
- The standard warning "Mutual Fund investments are subject to market risks, read all scheme related documents carefully" is added automatically.
- The assumed return and inflation are printed, and returns are marked as not guaranteed.
- No scheme names or return promises appear on the card.
More tools for your clients: retirement planner, life cover need and daily post maker.